You can find out you amount of money you can get potentially by using the Kelly Blue Book, to look up the wholesale value of your vehicle, and then you will be able to get from 50 %to 85% of the wholesale value. Sunday 10:00 AM – 5:00 PM. We have three major reasons to go all the way for our customers. 5650 #103 E. Low Loan Interest Rates. Pawning a motorcycle at a pawn shop is not a title loan. We pride ourselves as a loan company who strongly believes in helping our customers. Flexible terms to fit your lifestyle. You must also be able to present proof of income and a valid ID. One of the best features of Phoenix Title Loans is our multiple locations across the Valley of the Sun. Glendale, AZ 85301. Therefore, we keep providing quality pawn and title loans so you can stay strong & in the fast lane! Visit Oro Express Chandler on Yelp! 1950 N Arizona Ave STE 5 Chandler, AZ 85225-7088 Call Us:480-844-2989 Text Us:480-704-0809. While you may get your cash fast, you’re likely to pay an APR well into the triple digits. Phoenix Title Loans make a utility trailer loan as. See More About This Title Loan Store Location. Just give us a call at (480) 499-4699, fill out the online application, or even just stop on by to any of our ten locations at your easiest convenience. 00 to $100,000. Please feel free to either call, e-mail, use our convenient form or come to any one of our 11 locations in Phoenix Metro, Scottsdale, Avondale, Mesa, Tempe, Chandler and Casa Grande for assistance with your auto title loan. Facebook | Google + | Yelp. Class Class C. 5 rating on ConsumerAffairs and is known for its great customer service. $152. Ski boats, sailboats, pontoons, decks and even yachts. Conveniently, we've made it so you can apply for your loan right here online. We’re 85010 Title Loan Providers! Phoenix Title Loans is a title loan company that services the 85010 zip code. Sat: 10:00 am - 4:00 pm. Car Title Loans Canyon Lake . Finance your next vehicle with flexible terms and great rates. Advantages. Cash For Gold; Coin Buyer; Silver Buyer Tempe; Sell Gold. Our Bad Credit or No Credit Title Loans are eligible to everyone in Phoenix, Mesa, Tempe, Scottsdale, Casa Grande, or in Arizona! As long as you have a car, then you don’t need to let your credit hold you back. BMW Title Loans Queen Creek; Custom Car Title Loans Queen Creek;. Find rvs online on RV Trader. Phoenix Title Loans has been offering Car Title Loans and Auto Title Loans for over a decade in all capacities. Title loans in Canyon Lake is a fast and easy way to get cash using your car title as collateral. With a luxury car like a BMW, you need more than what just a simple auto title loan can offer you. Select your zip code to get started: Phoenix (1) 85003. We charge interest on the current principal owned, not on the original amount borrowed. Pretty straightforward. Gold Canyon, AZ 85118. Atlanta Title Pawn offers title loans for customers in the Metro-Atlanta and surrounding areas. For a free quote, call Montana Capital (912) 455-3072. Submit photos of your motorcycle, including the odometer reading. 4034 N 15th Ave. Phoenix Title Loans has locations around the Glendale area and the ability to get the most cash possible and free assessments when you come to our store. O. Suite 500. Feel free to contact a representative with any of your questions at 844-242-3543. Title loans may be available from lenders online or in person. Yes, Chase provides financing options for individuals looking to purchase a motorcycle. 1-844-242-7467. The way title loans work in Florida, first, you will need to have a vehicle that has enough equity value in it. 752 South Alma School Road. Phoenix Title Loans recognizes this fact, and has Chevy Title Loans for Chevrolet Owners to use for their vehicles. When you enter the data into the loan calculator, you can change the loan amount, interest rate, payment frequency, and trade-in value and see the results. And the payment of all the applicable title and registration fees. Refinancing is not available in Nevada, or for Mississippi or Tennessee Pledge products. No matter what kind of title loan you need, our team of dedicated professionals is here to help you. If you are approved, the lender will place a lien on your vehicle’s title. Local Title Loans Glendale. Why Sell Your Gold in Tempe? Jewelry Buyer. We know there is still more Valley Residents we can serve, and as. Semis, big rigs, haulers, refer boxes, fixed boxes single cabs or sleepers, we have a commercial truck title loan that will work for you. Our Hours. Motorcycle loans are different from auto loans. Getting Low Interest Rates. Let us find out how much money you can get today. Manage your account with ease – anytime, anywhere. These cash loans provided by Phoenix Title Loans, LLC. 110. Best Title Loans in Fort Myers, FL - Sunnyday Lending, Harborside Lending, Embassy Loans, Gardenia Title Lenders, TNL Car Title Loans, Pro Title of Florida, SeaFair Finance, Patriot Title Services, Montana Capital Car Title LoansA few simple steps for a free quote. Getting title loans onAuto Title Loans, Car Title loans and personal registration loans in Phoenix, Arizona. #A, SCOTTSDALE, AZ 85254 M-F 9AM-6PM SAT-SUN 10AM-5PM (480) 443-4653. Toyota is as synonymous as Honda, Nissan, and even FORD in terms of cars in the Automotive Industry. At Oro Express Chandler Pawn & Gold we offer pawn loans on all types of Motorcycles with an Arizona Title, also the fact that you can get same day cash with our Motorcycle title loans with no credit check is another great benefit. Gold Canyon, Arizona. Our store is located at East 77th Terrace and Troost Avenue. $100 - $2000* $2000 - $50000. $100 - $2000* $2000 - $50000. 14 Years. Whether good, bad or no credit your vehicle can secure Auto Pawn Loans for 90 days and the most cash possible. Cash for any purpose with title loans in Temecula! Montana Capital has a fast solution to your money woes. 2105 S Rural Rd Tempe, AZ 85282 Broadway Marketplace (480) 464-0000. These are a few of the many options we have offered in our 10+ years of service to the city of Tempe and. Need Cash Now; The Best Place to Get a Title Loan; Rideshare Title Loans. Because of the value of the title, you can typically get the money you need quickly. The towing strain on the vehicle. Get a Scottsdale title loan today. 1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. How Title Loans Work. Title Loans for Uber Drivers. Email Us. Term. The way that this works is that you sign your title over to the loan company and they can then take your bike if you don’t make your monthly payments on time. Contact Us. 5 Star Car Title Loans in Canyon Country is a loan agency that offers bad credit title loans for all applicants. Home. Motorcycle Loan. Give us a call at (480) 443-4653 and we'll give you an over the phone estimate or come on in and get the cash you need on site. We are located on S. Simply tell us the year of the motorcycle you would like to buy and we’ll take into account your personal details and credit history. Finding the best rate on motorcycle title loans is easy. 421 E Broadway Rd. And. We have commercial truck title loans available for your Kenworth. Irvington Rd. Call now for assistance. Mileage 31,560. Phoenix Title Loans provides fast cash in less than an hour with auto title loans Scottsdale residents! Free assessments and low interest rate on title loans. That’s where Phoenix Title Loans comes in. At Tempe Pawn and Gold, we offer cash motorcycle loans on all types of Motorcycles with an Arizona Title in Tempe. Fast Cash Title Loans Due to Inflation Here in Phoenix, Arizona, and around the world, we’re living in uncertain times. Unsecured loans tend to have higher interest rates because there’s not an item attached to the loan in case you can’t pay. Benefits of Plus. Most vehicles may be registered for one, two, or five years, depending on. Phone: 5 Star Car Title Loans in Los Angeles 90027 is a loan agency that offers bad credit title loans for all applicants. Avondale, AZ 85323. The process for getting RV title loans in Avondale is easy. Q; Refinance; Contact; Blog; Areas ServingWhen you decide to use a motorcycle title loan, you will find that you are given a lot of different options. Select the amount of cash you want. We strive to serve our customers, and will always do everything in our power to ensure their needs are met. This is why we take a step away from traditional loan institutions and provide cash solely based on the value of your vehicle. Phoenix Title Loans continues to work with our customers in providing the best service with our title loans. A cash title loan, also known as a title loan, is a type of secured loan that allows the borrower to use the title to their vehicle as collateral. They are in Phoenix , Scottsdale , Chandler , Avondale , Mesa , Tempe , Casa Grande and so on. QUICK CASH, INSTANT APPROVAL. 288. Facebook | Google + | Yelp. Max Loan Amount. Find out how you can get a title loan on a motorcycle, how motorcycle title loans work, and examples of companies that offer title loans. We also provide AUTO TITLE LOANS on your vehicles through Phoenix Title Loans, LLC so you can get a loan using the title of your car, truck, van, SUV, RV, motor home, motorcycle, boat, jet-ski or collectible, antique, classic or custom car here at our pawn shop. To get a motorcycle title loan, you’ll have to visit either our Casa Grande or our Chandler location to get started. 6. We offer auto title loans from $200. It all begins when you stop by one of our 11 locations, or fill out our Online Application. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. That way, you’ll have an idea of how. Apache Junction Truck Title Loans; Gold Canyon, Arizona. Thankfully, Oro Express Chandler Pawn and Gold always keep our customers needs in mind. Home: Apply Online. Alma School Rd, Ste A Mesa, AZ 85210 (480) 644-0117There’s no question about it, salvage title vehicles have a lower value as can be evidenced by simply looking at the prices posted on Craigslist . Whether it is a Houseboat or a Skiff, we can get you the cash you need and time to pay it back. We have commercial truck title loans available for your Kenworth. March 14, 2020. To get to our Short Term Loans Phoenix Location, we have a map provided: We are located on the Southwestern corner of North 28th Avenue and West Van Buren Street. Competitive Rates. Office Info. Phoenix Title Loans make a utility trailer loan as. 95% p. Sunday 10:00 AM – 5:00 PM. North Scottsdale Loan & Gold is here to buy bullion of gold, siver and platinum in all forms. Fast access to essential funds is possible with title loans in Gold Canyon, especially for clients with poor or no credit. We’re the primary financial provider for the Greater Phoenix Area, including Avondale, Tempe, Scottsdale, Mesa, Chandler, and even Casa Grande . Soon after, we established Phoenix Title Loans and begin to serve the proud residents of the Mesa area. Model QWEST 24R. Alma School Pawn and Gold; B and B Pawn and Gold; Casino Pawn and Gold;Motorcycle Title Loans in Santa Clarita on YP. Give us a call today so we can find your nearest motorcycle title loans location! At 5 Star Car Title Loans, you receive quick cash using your motorcycle as. Choose title loans in Savannah for your quick path to cash! Get up to $20,000 quickly. Start A Transaction. Loan Approval is subject to motorcycle inspection and appraisal. Best for low rates: LightStream. Call now. Oro Express Mesa Pawn & Gold. Smoking can leave behind stains, discoloration, burns, and a tough-to-remove odor. 1-844-242. Fill out one application and get matched for free with lenders. Text Us Too!1 Title-Secured Loans, Secured LOCs and Title Pawns: Maximum pledge amount in Mississippi is $2,500. If you’re unemployed, Phoenix Title Loans is the only place to turn when you need fast cash. An auto title-secured loan, like the kind provided by TitleMax, is a secured loan. Benefits of using LendingTree to find your loan include: Loan amounts from $1,000. MON-SAT 9AM-6PM. (480) 443-1414. Select the amount of cash you want. Power of the Dollar. With 11 locations valley wide, and the best offers possible for fast cash. Phoenix Title Loans, LLC. Getting a title loan from 1 (800) Car-Title® is meant to be an easy process. All you need is the following: A motorcycle that’s yours and can run under its own power. Many online motorcycle title loans have monthly installments. Easily accessible on your desktop and mobile devices. The process is fairly simple; Start filling out our online application. If you’re looking for our auto title loan interest rates, give us a call, fill out an application online, or stop by any of our 11 locations throughout the Valley. For the major pawnshops in the Philippines, monthly loan interest rates are typically at 3% or 4% (See table below). Our Classic Car Title Loans are available for any complete vehicle 25 years or older regardless of condition. After verification, you'll receive your. Maximum Annual Percentage Rate(APR) of 35. Or you can click on the bottom right of your screen, and reach our next available assistant on our live-chat. From there, we build our reputation by simply providing quality service to our customers. We currently offer motorcycle title loans in Georgia, Alabama, and Tennessee. Motorcycle Title Loans in Tempe; About Us. Utility Trailer Loan. Unexpected EmergenciesMaximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Simply pay of the loan and you get your title back. A few simple steps for a free quote. Oro Express has a pawn loan for you! At Oro Express Chandler, we will get you the fast cash you need for any and all watercraft / boats that you have to offer! Here’s a small listing of brands that we often loan on: Sea-Doo. Phoenix, Arizona Zip Codes. VIN WDAPF4CB9KN038130. We service title loans to Glendale, Arizona in the following zip codes: 85308. Even if you have bad credit or no credit at all, a motorcycle title loan from Title Loan Express can help you get the money you need. VIN 5VBBA67A8FA115723. Best for unsecured loans: SoFi. Bear Creek Mortgage Corp. On average, a response is sent within 5 – 10 minutes via email, during our daily business hours. 7126 E Shea Blvd, Scottsdale, AZ 85254. Our first location located at Oro Express Mesa Pawn and Gold in Mesa AZ was where we decided to venture into the title loan business. Bring your vehicle and title in today and get the loan you need! Getting started is easy. *. Title Loans Payday Loans. Our motorcycle title loans online application is the fastest way for you to get pre approved, so. No matter what kind of title loan you need, our team of dedicated professionals is here to help you. We have Phoenix Title Loans, LLC locations across the valley doing everything we can for our customers. Second, we have a solid track record of over ten years experience in the Title Loans Industry. Friday 9:00 AM – 6:00 PM. How a motorcycle title loan works Phoenix Title Loans has maintained this standard and reputation for over a decade. M-F: 10am - 6pm. Features of obtaining a loan with a bad credit history: The sum of the loan is limited to 25-50% of the car value; The risk of delinquencies is reduced due to the small amount of the loan and the periodicity of payments — once every 14 days and once a month. Smith, who joined the RBFCU staff as Vice President of Finance in 1982, is named President and Chief Executive Officer. Call us at 855-561-5626 seven days a week!To obtain a title for your motorcycle in Florida, follow these steps: Complete Form HSMV 82040, provide proof of ownership and identification, pay the title fee, and, if necessary, undergo a VIN verification. Number Of Doors: 1. In 1989, the branch moves to a larger facility. 13301 Crane Canyon Loop. CO-OP Network ATMs. com. Map Of All Of Our Locations. See More About This Title Loan Store Location. Mesa, AZ 85210. Logix Branch. com. Eligibility. Title Companies. You will find the most cash possible with Avondale auto title loans from Phoenix Title Loans, LLC in less than an hour. Phoenix Title Loans continues to work with our customers in providing the best service with our title loans. Follow these steps to apply for a motorcycle title loan from 1(800)CAR-TITLE®: Get in touch with a loan officer. If you live nearby and need cash fast, stop by today or call 864-520-2204. The Best Place to Get a Title Loan; Rideshare Title Loans. Facebook | Google + | Yelp. Title Loans For Uber X Drivers. are very user friendly and they offer much more desirable terms than other. Fast Cash, Low Payments, Everyday! Home; Title Loans. Depending on how much your car, truck, or motorcycle is worth, you can apply for a Title Loan amount for as much as $25,000. See reviews, photos, directions, phone numbers and more for Bad Credit Auto Loans locations in Gold Canyon, AZ. We also refinance title loans to help ease financial burdens. (480) 982-5576. Get a cash loan for anything and keep driving your bike. (623) 932-0704. Get cash fast with motorcycle title loans, we will get you the most money on your motorcycle equity. A company with humble but challenging beginnings in 1911. TitleMax car and motorcycle title loans are available in 16 states. 00 DOLLARS! Our Classic Car Title Loans are structured similarly to all of our other Auto Title Loan products, but with a. Sat: 10am - 3pm. Simply call or visit one of our 10 convenient locations in Phoenix Metro, Scottsdale, Avondale, Mesa, Tempe, Chandler, and Casa Grande areas, or start by filling out the information in our online application and see what Phoenix Title. LendingTree will help match you to lenders that will meet your needs exactly. If you live in Sacramento and in need of registration services, stop by California Liberty Insurance Agency that works with Montana Capital Car Title Loans in Sacramento. Preferred title loans have a minimum of 90 days and a maximum of 60 months. 480. 5%. 99% on all preferred pawn loans and preferred title loans. No store visit. This makes us the true experts to be trusted in the valuation of these kinds of vehicles. Power of the Dollar Plus. Many title loan providers allow you to start your application by completing a quick form online. View Larger Map. Truck, RV, Motorcycle, Commercial Vehicle or ? You can keep your car to drive with a car title loan. If you would like to get a quote and discuss interest and payoff terms, you can give us a call at 480-947-3368 and we will answer any questions you have. Cash For Gold; Coin Buyer; Silver Buyer Tempe; Sell Gold. Arizona Title Loan Association. Pre-approvals available – just begin the application process indicating the dollar amount you want to borrow ($20,000 maximum)At Phoenix Title Loans, LLC, we did and that precisely why we work to provide our customers across the Valley and State with the best term and the most cash possible for their Truck Title Loans. Motorcycle loans allow you to finance a new or used bike — similar to an auto loan. If you live in or near the greater Kansas City area and are in need of some cash, stop by the Troost Avenue. Select the amount of cash you want. M-F 9AM-6PM SAT 10AM-5PM SUN 10AM-5PM Contact (480) 422-1828 Google + Auto Title Loans Chandler, Az. Friday 9:00 AM – 6:00 PM. A BMW Title Loan Can be Yours at Phoenix Title Loans – Real Low Rates in Arizona. Please call Member Support at 833-675-0553 or email legal@creditkarma. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Need Cash Now; The Best Place to Get a Title Loan; Rideshare Title Loans. Instead of desperately searching for an auto title loan Phoenix store, just look to us! We have eleven locations spread throughout the Valley, in Phoenix , Scottsdale , Chandler , Avondale , Mesa , Tempe , Casa Grande and so on. American First Financial, LLC. One of the best features of Phoenix Title Loans is our multiple locations across the Valley of the Sun. Also, we’re not going to charge you fees for us to buy your auto. 99% APR* Loan Amounts up to $50,000** No Prepayment Penalty; Types of Title Loans: Car Title Loan; Motorcycle Title Loan; RV Title Loan; Loan Consolidation; Gold Program Title Loan; Why is I Need Cash Now the best option. If you are wondering how to value a motorcycle so you can get a title loan, keep in mind that the lender you apply with will do it for you. You should receive a response very quickly from your application, with our initial estimated value of cash we can loan you on a title loan. If you show us the money now or in stages, we smile either way. Whether your commercial transaction involves bankruptcies, workouts, loan modifications, foreclosures, or finance loan defaults, First American Title’s professionals are ready to help solve. Step 2: You must insert your valid ID number. You can view your title information in your AZ MVD Now account. Located on the north west corner of Scottsdale Rd and Shea Blvd, this Phoenix Title Loans, LLC location inside North Scottsdale Loan and Gold is unique. 00 dollars on the spot! This is what makes us the leading provider of auto title loans in Phoenix, Scottsdale, Mesa, and Chandler. APR as low as 1. We. Others charge higher monthly rates at 10%. The maintenance costs of the trailer itself, and among other expenses in life. Now, you can get the cash you need and FAST with a motorcycle title. Title loans require borrowers to use one of their assets, such as a vehicle,. The pawn shop holds the title and also stores the bike in a safe place, so it doesn’t get damaged and is good as new when you come back to pick it up. Phoenix Title Loans, LLC offers Commercial Truck Title Loans to all of the independent owner-operators who make their living on the road. A few simple steps for a free quote. BMW Title Loans Queen Creek; Custom Car Title Loans Queen Creek;. Apply at (888)309-0994. The unmistakable 'S' symbol, the unique motorcycle design, there is so many great models throughout this. Benefits of a Motorcycle Title Loan. Whether your commercial transaction involves bankruptcies, workouts, loan modifications, foreclosures, or finance loan defaults, First American Title’s professionals are ready to help solve. Year 2020. From being a humble canal town, sending water down from Granite Reef to New River to a city rich in history and local successes. Title Loans for Uber Repairs; Uber Luxury Drivers;. You pay monthly and you keep the car. com or mail at Credit Karma, LLC, P. Our Chandler citizens can get even lower interest rates, lower monthly payments, and sometimes more cash out of their car when they come down to Phoenix Title Loans. 6. Phoenix Title Loans provides fast cash in less than an hour with auto title loans Scottsdale residents! Free assessments and low interest rate on title loans. 6. Phoenix Title Loans provides the highest offers and to begin the process by submitting application for online title loans Phoenix go to for fast cash!Resolve to End Most Debts with our Title Loans. Tempe Diamond Buyer;. 75% p. We buy coins, jewelry bars, round and ingots. This type of loan may also be called a motorcycle title pawn. Choose up to 100% financing for new and used vehicles, plus tax, title and extended warranty. Step 3: The collateral has been examined carefully. From the makers of Harley-Davidson, Yamaha,. Continue riding your bike while you pay off your loan. Monthly payment per $1000. 00 to $100,000. Your motorcycle title is the credit for the money you need. Box 30963, Oakland, CA 94604. Motorcycle Title Loans are a great way to get fast cash. Also, since this is a collateral loan, your credit, whether it’s good, bad, slow or no is never an issue. It's quick, easy to get, and gets you cash NOW! Your Mesa Pawn Shop - (480) 646-3312 - Alma School Pawn. Proudly serving the areas of Phoenix, Scottsdale, Tempe, Paradise Valley, and Fountain Hills. Our customer friendly agents are able to offer 85038 title loans, 85038 auto title pawns, and 85038 truck title loans. If you think a personal loan is the right choice to finance your motorcycle purchase, here are a few worthy considerations: Best for Flexible Repayment Terms: LightStream. Now it is, thanks to Phoenix Title Loans, LLC!Get a Title Loan in Buckeye AZ Today! Phoenix Title Loans has proudly spent over a decade in serving Buckeye. Title Loans for Uber Drivers. Maximum Annual Percentage Rate(APR) of 35. Phoenix Title Loans has you covered with our eight additional locations spread across the valley. 2. Class Class A. The cost of redeeming collateral is high because pawnshops charge high interest rates. You’ll repay your loan just like you would a secured loan. Maximum loan amount in Tennessee is $6,500, assuming customer qualifies for and accepts both the pledge max of $2,500 and Secured LOC max of $4,000. Bring the Right Documents . Los Angeles, California 90057. As one of the leading auto title lenders in Phoenix, Tempe, Scottsdale, and Paradise Valley, Phoenix Title Loans is proud to offer BMW Title Loans. A constant reminder that these loans are for all residents living and working in the city of Phoenix! The Best Place to Get a Title Loan; Rideshare Title Loans. Title Loan Express offers multiple payment plans and will loan on any age motorcycle with a title. Title Loans For Uber X Drivers. Clean up spills and trash as quickly as possible to minimize the potential for stains. Menu. Customers may also correct the weight on the title through the mail. Here’s a look at the top seven motorcycle loans for 2023: Best for bad credit: Southeast Financial. Refinancing is not available in Nevada, or for Mississippi or Tennessee Pledge products. 00 . We can get you the cash you need with Fresno Car Title Loans from 1 (800)Car-Title®. You can go to a brick-and-mortar site to show your car if you aren't already there. Phoenix Title Loans has you covered with our eight additional locations spread across the valley. This title must both be tied to that motorcycle, and have your name on the document. No matter your credit status or history, we can get you the cash you need in a pinch. Monthly payment per $1000. Depending on the value and condition of your vehicle Phoenix Title Loans can lend you anywhere from $1. You must bring the vehicle, along with a clear (lien-free) title. Google+. Call Az Motor Vehicle Department at 602-255-0072. Easy application process. Title loans in Canyon Lake is a fast and easy way to get cash using your car title as collateral. Borrow up to $50,000 unsecured. Some of our stores are more equipped to deal with motorcycle title loans, or are better suited for your personal needs. , Ste. Gross Vehicle Weight 11,030. that’s why you should stop by Alma School Pawn and Gold. Motorcycle (pleasure)- effective 7/6/09 Autocycle . Get the money you need today with a motorcycle title loan from Phoenix Title Loans, LLC by completing our online application . Gold Loans; Bullion Loans; Electronics Loans. Learn how to negotiate the terms of your motorcycle loan. These are a few of the many options we have offered in our 10+ years of service to the city of Tempe and. Looking for Car title loans in American Canyon, then visit TFC Title Loans.